Our entire goal as a company, is to build environments that help to pull family and friends together. There are many reasons why this is personally important to us:
- Strong families have fewer issues
- Strong families build stronger communities
- Children benefit short and long term from strong families
- Marriages benefit from strong families
- Friends play a key support role in sustaining strong families
However, we don’t desire that any of our customers would take on a financial hardship in building their backyard environment.
American financial author and radio host, Dave Ramsey, has said…
“A pool could boost your home’s value by as much as 7%. In the end, if your heart is set on adding a pool, don’t look at it as an investment in your home, but in your lifestyle. A pool can add to your family’s enjoyment of your home, and you can’t put a price on that.”
We’ve partnered with two strong Texas financial institutions that back their agreement with pool value improvements by offering Home Improvement Loans. These differ than traditional home refinancing or home equity line of credit (commonly referred to as heloc).
These traditional instruments provide a loan on 80% of your appraised value. A home improvement loan takes into consideration that the improvement will add value and these institutions will lend up to 90% of your home value. Of course you must still qualify for these loans through the application and home valuation process.
In essence, they are making a statement that a loan for a pool will add value to your home and they’re willing to back that with a loan that considers the increased value.